Money Advice
Student Support Fund 2024/25
The Student Support Fund is a discretionary fund provided by the university to assist Undergraduate, PGCE and Masters students experiencing financial difficulty.
The Fund will open from mid October. Applications should be submitted electronically and it should be noted that the system does not allow applications to be submitted unless all requested supporting documentation is attached to the online application.
The link to apply online will be available once the Fund is open.
To contact the Student funds team directly please telephone 0151 291 3666 or email studentfunds@hope.ac.uk and we will happily answer any questions you may have.
Tuition Fees
You don’t have to pay your tuition fees up front, you can choose to defer payment until after you graduate by taking out a tuition fee loan. This means that the Student Loans Company pays the University your tuition fee while you are studying, and you repay this money as part of your student loan after you graduate.
The money for both tuition fees and maintenance loans comes from the government via the Student Loans Company and does not have to be repaid until you have left University.
To see when you would start repaying your loan, please use the three useful links below.
The first link helps find out what repayment plan you are on, then the next link is when you start to repay your loan and the final link is how much you would repay when you start repaying the loan with some examples.
Find out which repayment plan you are on
The amount what you would repay
Please note that the University reserves the right to increase Home and EU Undergraduate and PGCE tuition fees in line with any inflationary or other increase authorised by the Secretary of State for future years of study.
Part-time students
The tuition fees for part-time undergraduate degrees is £4,625. The part time fee is fixed at the year of entry and isn't subject to increases by inflation over the study period, except if you are required to retake a year (in which case the fee will default to the current year of study).
If you are studying your degree part-time, you’ll usually only get student finance if you’re doing your first higher education qualification - even if your previous course was self-funded.
However, you may still get limited funding if, for example:
- you change course
- you leave your course but decide to start again
- you’re ‘topping up’ a higher education qualification, eg you’ve finished an HNC, HND or Foundation Degree and now want to do an honours degree
- you hold an honours degree or higher level of qualification and start a part-time honours degree in engineering, technology or computer science (or a Combined honours in two of these subjects).
If you are eligible to apply for a tuition fee loan, you will need to complete a PTL1 form, available from the Student Finance website.
In order to contact the Student funds team directly please telephone 0151 291 3339 or email financequeries@hope.ac.uk and we will happily answer any further questions you may have.
Placement Years
If you take a year in industry as part of your course, you may still be entitled to some statutory support while you are away from the University, providing that it is a recognised element of your course.
Funding for living costs for students on paid placements
UK students will be able to apply for reduced rate Tuition Fee and Maintenance Loans only. In 2023/24 the reduced rate loan for living costs is as follows;
Reduced loans (placement years) |
|
Parental home |
£2,267 |
London |
£4,244 |
Elsewhere |
£3,022 |
EU students will only be able to apply for a reduced rate Tuition Fee Loan.
Funding for living costs for student on unpaid placements
There are some exceptions where students will continue to be eligible for the same funding package as in previous years (which may include Maintenance or Special Support Grant, Dependants' Allowances and Disabled Students' Allowances). Students will still be eligible for their full funding package if they are undertaking "unpaid service" in one of the following:
- unpaid service in a hospital or in a public health service laboratory or with a primary care trust
- unpaid service with a local authority relating to the care and or welfare of children / young persons or similar activities with a voluntary organisation
- unpaid service in the prison or probation and aftercare service
- unpaid research in a UK institution or, in the case of a student attending an overseas institution as a part of his course in an overseas institution
- unpaid service with a Health Authority in England or Wales or equivalent in Scotland or Northern Ireland.
Tuition Fees
Students on a year in industry will pay tuition fees at a reduced rate of £900.
Student loans
If you are a UK student, you are entitled to a student loan to help cover the additional costs of studying at university. The loan is means tested against your family income and is provided by the Student Loans Company. Please click on the useful links on this page to see repayment information for other countries within the UK.
Student Finance Northern Ireland
Student Finance Scotland (SAAS)
The Student Loans Company will usually pay your loan into your bank account by BACS. You must have registered at the University and be in attendance to be eligible for the payments to be made.
In cases of overpayment, the Student Loans Company will automatically recover any overpayments from the following years funding. You will also receive a letter and will have the option to repay overpayments immediately if you would prefer to do so.
To apply for a student loan, visit the Student Loans Company website.
Additional government funding
Some students may be eligible for extra help towards their living costs. This money doesn’t usually have to be paid back. Find out more about:
- Disabled Students’ Allowance – help if you’re a student with a learning difficulty, health problem or disability
- Parents’ Learning Allowance – help if you’re a full-time student with a child/children
- Adult Dependants’ Grant – help if you’re a full-time students and an adult depends on your financially
- Childcare Grant – help if you’re a full-time student with a child/children.
Social Work Bursary
The Social Work Bursary is available from the NHS Business Services Authority for undergraduate students in their second and third years. There are only a limited number of bursaries available each year, and the bursary must be applied for for each academic year you are eligible. Visit theNHS Business Services Authority website for further details and how to apply.
Tuition Fees
Tuition fees cover the cost of your postgraduate degree and are charged per year. Our postgraduate taught degrees tuition fees Home/EU students range from £7,500 to £13,000. For specific course fees, see the finance tab on each course page.
Payments
You will need to pay one third of your total fees as an initial payment when you register at the University, and you then pay the remaining balance over 5 months from October to February (September starters only). If you are taking a Postgraduate Loan you can pay in 3 termly instalments that coincides with your loan payment dates. You can pay your tuition fees by credit/debit card or BACS . If you are a home student who is studying part-time, we invoice half the full-time fee on registration for the first year of your course and the remaining balance is invoiced when you register for the second year. Please note that the fee payable in year 2 may rise approximately in line with inflation. There are a number of loans and scholarships that you may be eligible to receive to help fund the cost of your studies. Visit our for full details.
In order to contact the Student funds team directly please telephone 0151 291 3339 or email financequeries@hope.ac.uk and we will happily answer any further questions you may have.
Loans & Bursaries
Postgraduate Loan for Masters Study
The government has introduced a loan system for master degrees in the UK. The loan is non means-tested and is paid directly to you to be used towards your tuition and living costs. If you are studying your postgraduate degree part-time, you will receive half of the loan in your first year and half in the second. There are a number of eligibility criteria:
- you must be under the age of 60 and studying a postgraduate degree either full-time, part-time, or on a distance learning plan
- you must be a UK national resident in the UK or with EU peoples settled status or indefinate leave to remain.
- you are not eligible to receive the loan if you already have a postgraduate degree
- you are not eligible to receive the loan if you are topping up your postgraduate qualification from a diploma to a full masters
- you are not eligible to receive the loan if you are eligible for the healthcare bursary or are in receipt of a social work bursary from any of the following: National Health Service (NHS), Department of Health, Social Services and Public Safety (DHSSPS), Student Award Agency Scotland (SAAS). However, you are not awarded a Social Work Bursary after applying for one, you may apply for the postgraduate loans
For more information on Postgraduate loans please see link below
Student Finance Northern Ireland
Student Finance Scotland (SAAS)
Teacher Training Bursaries
You may be eligible for a teaching bursary or scholarship when training to teach.
These are tax-free amounts of money you receive to train in certain subjects. You do not need to pay them back.
You’ll need a first, 2:1, 2:2 degree or a PhD or master’s degree to be eligible for a bursary, as well as meeting the bursary scheme’s individual terms and conditions.
For further information visit the Department for Education website.
Social Work Bursary
If you are studying MA Social Work, you may be eligible for a Social Work Bursary through the NHS Bursary Unit. For more information about eligibility criteria, visit the NHS Business Services Authority website.
Postgrad Solutions Bursaries
Bursaries of £500 are available across a number of subject areas. Please visit the Postgrad.com website to apply.
Disabled Students Allowance
The Disabled Students Allowance (DSA) for both full-time and part-time students. The amount received will depend upon the needs assessment. For further information, contact Support Services for Students with Disabilities on 0151 291 3065.
FindAMasters and FindAPhD Postgraduate Scholarships
Scholarships are available for masters and PhD programmes. Please visit the FindAMasters website.
Tuition Fees
Home/EU research fees for 2023/24
Type of degree | Cost |
---|---|
PRDP Professional Doctorate (Per year over 4 years) | £2,750 |
MPhil/PhD full time research student (Lab) | £7,500 |
MPhil/PhD full time research student (Non-Lab) | £4,500 |
MPhil/PhD part time research student (Lab) | £3,750 |
MPhil/PhD part time research student (Non-Lab) | £2,250 |
International research fees 2023/24
Type of degree | Cost |
---|---|
PRDP Professional Doctorate (Per year over 4 years) | £7,500 |
MPhil/PhD full time research student (Lab) | £15,500 |
MPhil/PhD full time research student (Non-Lab) | £13,000 |
MPhil/PhD part time research student (Lab) | £7,750 |
MPhil/PhD part time research student (Non-Lab) | £6,500 |
Paying your fees
When you register with the University, you will need to pay one third of your fees before you start your studies. You then need to pay the rest of your fees over five months from when your studies start.
Please note the fees for subsequent years may rise in line with inflation.
In order to contact the Student funds team directly please telephone 0151 291 3339 or email financequeries@hope.ac.uk and we will happily answer any further questions you may have.
Scholarships
PhD Loans
Students in England starting a postgraduate Doctoral course from 1 August 2020 can apply for the Postgraduate Doctoral Loan.
The quickest and easiest way to apply is online. You should apply as soon as possible to make sure your money is ready for the start of your course.
Health Sciences PhD Studentship
The Faculty of Science has an outstanding commitment to research as indicated by its rich and vibrant postgraduate research environment and vast recent investments in the new state-of-Art facilities within the School of Health Sciences.
In collaboration with the Football Association (FA), governing body of football in England, the School of Health Sciences is offering a PhD Studentship in ‘Walking football as a health intervention for older adults’. Due to the rise in health-related issues within the UK population, the national health services face major challenges in terms of both budget and staffing. Recent research has found that the potential health benefits of football are multifaceted and could potentially help counteract some of the before mentioned health issues. Applications are invited from potential applicants to pursue PhD research in this very exciting and rapidly evolving field.
Please see our PhD Studentship: Walking football as a health intervention for older adults for more information.
Vice-Chancellor’s PhD Scholarships (Three-Year, Full-Time mode only)
Applications are invited from outstanding applicants of a high calibre to pursue PhD research at Liverpool Hope University in selected areas. We are seeking confident, innovative postgraduates with a record of achievement to undertake a broad range of thematic and inter-disciplinary projects. This call is open to both UK and international applicants.
As part of our continued pledge to invest in research excellence, the University is pleased to offer a number of Scholarships for doctoral research areas across the University.
This award would cover full tuition fees and a monthly maintenance grant each year (paid in monthly instalments) for a maximum of three years of full-time doctoral study (subject to evidence of satisfactory progress and periodical review as deemed suitable by the University).
Cashless campus
Please be aware that Liverpool Hope University is a cashless campus, therefore, cash payments are not accepted when paying tuition or accommodation invoices or at outlets around the University. Students should also note that our bank will not accept deposits of cash paid into our University account over the counter at branches in the UK.
Our strong advice is to keep the amount of cash you bring when arriving into the country to a minimum.
Tuition Fees
Tuition fees cover the cost of your degree and are charged each year of study.
For EU students for the 2023/24 academic year, tuition fees are as follows:
- Undergraduate degree: £9,250 per year
- Postgraduate taught courses: From £5,200
- MRES: From £6,680
- International MBA: £10,500.
For international students for the 2023/24 academic year, tuition fees are as follows:
- Undergraduate degrees: £12,500 per year;
- Postgraduate taught courses: £12,500
- MRES: £12,850
- International MBA: £13,500
If you have completed a full-time undergraduate course at Liverpool Hope within the last 3 years, you will be charged Home fees for postgraduate study. This will range between £5,200 - £6,680 for most postgraduate degrees, with the exception of the International MBA which will cost £10,500.
For tuition fee information about our postgraduate research degrees, please visit our postgraduate research pages.
In order to contact the Student funds team directly please telephone 0151 291 3339 or email financequeries@hope.ac.uk and we will happily answer any further questions you may have.
Scholarships
Please note the below scholarships are for the 2023/24 and are the below are subject to change.
Undergraduate study*
Award | Eligibility | Amount | Availability | Deadline |
---|---|---|---|---|
International Excellence Bursary | Undergraduate offer holders. Outstanding academic achievements during pre-university study. | £1000 | Unlimited | Deducted from tuition fee |
International Regional Scholarship | Students from partner schools in Hong Kong, Middle East, India, USA. | 50% off 1 years' tuition spread across the three years of study | Unlimited | Automatically issued upon acceptance of study |
Early Payment Discount | Undergraduate applicants who make the early payment and are either paying full fees or only in receipt of the Undergraduate Excellence Bursary (£500). | £1,000 | Unlimited | Must pay full fees before 1st September |
GEMS Scholarship | Applicants studying at one of the GEMS Education Schools. | 50% off 1 years tuition spread across three years of study | Unlimited | Automatically issued upon acceptance of study |
Postgraduate study*
Awards | Eligibility | Amount | Availability | Deadline |
---|---|---|---|---|
Postgraduate Excellence Bursary |
Eligible students will have achieved the equivalent of 2.1 or above
|
£1000 | Unlimited | Deducted from tuition fee |
International Postgraduate Scholarship | Applicants for postgraduate study. | 50% off tuition fees | Five (per academic year) |
Friday 8th July 2022 for October 2022 intake. Friday 4th November 2022 for January 2023 intake. |
Commonwealth Shared Scholarships | MSc Robotics Engineering MA Disability Studies |
Full Tuition fees,return airfare and monthly allowance | 2 Awards for September 2022 | 13th of December 2022 for September 2023 intake. |
Commonwealth Masters Scholarship | Welcomes candidates from low and middle income Commonwealth countries, for full-time Master’s study at a UK university. | Full Tuition fees,return airfare and monthly allowance | Externally Awarded |
Applications now closed |
Commonwealth PhD Scholarship | Applications for Commonwealth PhD Scholarships for citizens of high income Commonwealth countries. | Full Tuition fees,return airfare and monthly allowance | Externally Awarded | Applications now closed |
Higher Education Scholarships for Palestinians (HESPAC) | Applicants wishing to study a one year masters programme or 3 year PHD research programme in the UK in certain areas | Full tuition fee and allowances covered by British Council | One | Applications now closed |
* please note that as EU students are paying the home fee rate in 2023/24 they do not qualify for international scholarships.
Music Scholarships
The Music Scholarships are open to both undergraduate and postgraduate applicants. They are determined upon acceptance on to the Music programme following an initial audition. There are nine scholarships in total available:
- Four vocal scholarship for soprano, alto (male/female)
- Four string scholarships for 2 violins, viola and cello
- One joint organ scholarship
If you are successful, you will have your accommodation fees paid in full. You will still need to pay for your tuition fees. For further information, please contact the Music Department on music@hope.ac.uk.
Paying your fees
If you are joining the University, you must pay a tuition fee deposit of £3,000 before you arrive, and then pay 50% of the remaining balance at registration, and the remaining balance within 3 months of registration.
Payment information is included in the guide for offer holders, which will be sent to you when you are made an offer. For further information, download the document.
Regulations for the Payment of Fees and Financial Information 2023/24
Liverpool Hope University has partnered with Flywire to accept payments from international students worldwide. Easily and securely make education payments in your own currency, using local payment methods from the safety and convenience of your home. With real-time tracking and Around-the-clock multilingual support, millions of students and families around the world trust Flywire for payment processing.
Did you know?
- Flywire is the global market leader for education payments, the Trusted Choice of millions of students, thousands of institutions and recruitment agents and hundreds of partners worldwide.
- Flywire offers convenient payment options from over 240 countries and territories, in more than 140+ currencies.
- Flywire supports a variety of local payment methods including bank transfers, credit cards, e-wallets and more.
- Flywire guarantees payment as soon as funds are received in any of our accounts around the world.
- Flywire offers peace of mind by providing real-time payment tracking every step of the way through email, in-app and text alerts.
- Flywire offers around-the-clock multilingual support via email, phone or live chat.
- Flywire provides a secure and streamlined refunding process with automatic tracking notifications.
- Flywire’s internal controls ensure that funds are secure and protected against fraud.
- Flywire provides a Best Price Guarantee: if you find a better exchange rate at your bank within two hours of booking a local currency bank transfer with Flywire and send us a quote from your bank, we will match it.
The University has also partnered with Convera to accept international payments.
This service allows you to pay your international tuition fees and/or accommodation fees (deposit or in full) in your local currency and from your home bank account, without worrying about exchange rates or bank charges. For further guidance please watch this How to Pay video.
Benefits of using this service:
- obtain a guaranteed exchange rate for a period of up to 72 hours to provide to your bank to make the payment
- pay fees in your own currency – so you know the exact cost of your course fee
- be sure that 100% of the funds transferred reach the University and that no expensive bank charges are deducted
- be sure that the payment can be easily identified and allocated by the University, giving you peace of mind
- know it is a secure and quick way to make the transfer, ensuring that the University receives the payment promptly
No additional charges for using this service are levied by the University or Convera. By using this service you avoid or significantly reduce the costs incurred making international payments.
To make a payment, please click on this link;
Please note that payments originating from the following areas cannot be made through Convera
- Afghanistan
- Belarus
- Cuba
- Crimea Region
- Iran
- North Korea
- Russia
- Syria
- Venezuela
Please contact the Student Finance Team on 0151 291 3339 to discus alternative payment arrangements.
If you have any queries regarding this service or your payment, you can contact Convera by emailing https://students.convera.com/#
Students can be particularly vulnerable to financial crime, especially those experiencing life away from home and from the guidance of parents for the first time. To help keep you safe, please see below some examples of some of the most common scams and areas of risk affecting students.
Fee payment scams
One fraud is particularly targeting overseas student’s tuition fees. Criminals may present themselves as a government agency and request payment for an “International student tariff, in some cases even threatening to revoke a student’s visa if the payment is not made. In other cases, fraudsters may create a fake email which appears to be from a genuine UK university, requesting payment for fees or informing a student of a change in bank account details to pay fees.
To avoid these types of scam, students should:
- be wary of anyone who offers to make a tuition payment on your behalf.
- avoid companies advertising tuition payment services that are not endorsed by the institution
- look for warning signs that an agent is not legitimate, such as requests for large upfront payment, offers to create false documents, refusal to provide references or charging fees for services that an educational institution provides for free, for example accommodation support.
Not share personal, banking or financial information with anyone who lacks the verifiable relationship with the relevant institution.
Money muling
The “Money Mule” trap involves students being offered payment in exchange for receiving money temporarily into their bank account. They will then be asked to withdraw the cash to hand over or transfer it on. This type of scam is on the increase, targeting student who are short of cash and may be tempted by offers to make “easy money” on job search or social media websites. Allowing their bank account to be used in this way is illegal and could result in a criminal record or even a prison sentence. Students caught up in money muling are also likely to have problems opening a new bank account or obtaining credit in the future.
Advice to students to help avoid involvement in money muling:
- Being wary of unsolicited offers to make “easy money”.
- Researching companies offering such “job” opportunities and making sure their contact details are genuine
- Being especially cautious of “job offers” form overseas as it will be harder to check whether they are legitimate.
We Fight Fraud and the National Crime Agency have put together a crime drama called "Crooks on Campus". Set around a university campus, it brings real criminal cases to life in a documentary and highlights the dangers students can face and the consequences of getting involved.
Accommodation scams
Rented accommodation is another area where criminals can take advantage of students. Typically, fraudsters might advertise a property that belongs to someone else – or even a property that doesn’t exist at all. They may make excuses as to why the student can’t view the property but insist on rent or a deposit up front, promising to forward keys via a courier service, which then never arrive.
To avoid falling victim to this kind of scam, you should:
- Only use reputable high street rental agents and always view a property inside and out before entering into any agreement or parting with any money
- Ask to see legally required document such as energy performance and gas safety certificates
- Check that the rent is typical of properties in the area – if it seems to good to be true, it probably is.
Internet security
Student should be aware that their personal data can be at risk through the use of smartphones, laptops and other digital devices connected to the internet, whether for study or social activity. This exposes them to the threat of fraud and scams. The risk is increased if you use free Wi-Fi, for example in cafes or public spaces, where any security weakness in the Wi-Fi network could be exploited by criminals to intercept data.
Phishing and vishing
Student are often targets for both phishing (emails) and vishing (phone calls), with fraudsters often posing as their bank or some other official body. A Typical phone scam might involve a fraudster calling about a refund or problem with a payment card. They may ask the student to confirm their security or bank account details, supposedly to resolve the issue, and they sue these details to take payment from the students account. Another common scenario is fake technical support impersonators claiming they have detected a fault with a student’s laptop computer and seeking remote access to fix the problem. They may suggest the student needs to buy a piece of software straightaway to solve the problem. Such calls are unlikely to legitimate, so if you are unsure of the caller’s creditability, then you should hang up.
Online shopping scams
The popularity of booking tickets, getting student discounts form restaurants or buying course books online makes it easier for fraudsters to advertise fake products or services that may never arrive once the student has paid.
Tips to help students avoid this type of scam include:
- Taking card to research a private seller or even a legitimate-looking brand, for example by reviewing other customer’s feedback.
- Never opening a link in an unexpected email.
- Checking URLs or email addresses of unsolicited emails, including the spelling, to make sure they are genuine. Insisting on viewing high-value items like vehicles in person before paying.
- Using secure payment methods rather than direct bank transfers.
Fine scam
You are called by someone claiming to be from a government department or agency working on their behalf. They inform you that you have not paid a fee which you need to pay now to avoid prosecution, examples have been immigration tax (which does not exist), visa tax or a health fee. Quite quickly their language is threatening, warning that if you do not pay a fine over the phone you will be arrested, have your visa cancelled or face further financial penalties. They will try to keep you on the phone and reconfirm their credentials by referencing official bodies such as the Home Office and the Royal Courts of Justice.
This is a scam, in the rare situation where someone may be fined by the UK Government this will be done so in an official capacity in writing, where you would call in and pay over the phone and to appeal the fine. Even if the scammer claims to be from your home country it is very unlikely that any official government agency would contact you in this manner and request payment over the phone.
You should refuse to pay but offer to take their information to look into the matter and call back. If they refuse to give this to you then you know that they are a scammer and should hang up and block their number. If they do give you information provide this to Action Fraud when you contact them for advice about the call. No official agency would refuse to provide you with full details of who they are, why you are being contacted and how to check the legitimacy of their claim as well as how to appeal a decision.
While there are many different scamming methods and ploys there are a few tell-tale signs. It’s also worth knowing how to avoid falling victims to phishing scams, which are often quite sophisticated emails that look like they are from legitimate companies.
- You are contacted out of the blue
- A deal that sounds too good to be true
- You are asked for personal details
- You are asked to make an immediate decision
- Obvious grammatical or spelling mistakes
- You are asked to keep something secret
- No contact details are given to you or at best just a mobile phone or PO Box address.
International students may be more vulnerable as they can be targeted in particular.
The University strongly advises students, specifically international students, watch the below video which highlights how students can be targeted.
There are a number of different ways in which students can pay the University. You can visit the finance office on the first floor of the gateway building to pay in person or you can make payment for tuition and accommodation on your on-line statement contained within My Hope. Alternatively you can access our payment portal where you can make payments for a variety of common purchases using your credit and debit cards.
The teams can give you advice on how to manage your money. Alternatively contact the Student Union for additional support.
There is lots of support and tips for students, see the links below for more information on how to manage your money at university.